💰 Holding Cost Calculator

Calculate the total real cost of holding a position for multiple days — including swaps, spread, and commission.

How to Use the Holding Cost Calculator

  1. Enter spread — Your broker’s typical spread in pips
  2. Position size — Number of lots
  3. Swap rates — Check your broker’s swap rates (positive = earn, negative = pay)
  4. Holding period — How many days you plan to hold
  5. Commission — Per-trade commission if applicable

What Are Holding Costs?

Holding costs are the total expenses of maintaining an open position beyond intraday. They include:

  • Spread — The bid/ask difference (one-time, at open)
  • Swap/rollover — Daily interest charge or credit
  • Commission — Broker’s per-trade fee

Why This Matters

Many traders underestimate holding costs. A position held for 5 days with -5.50 swap costs $27.50 per lot in swap alone — that’s nearly 3 pips of hidden cost!

Triple Swap Wednesday

Most forex brokers charge 3x swap on Wednesday to account for the weekend settlement. Always factor this into your holding cost calculations.

Risk Disclaimer

CFD trading involves significant risk. Swap rates change daily and vary between brokers. Always check current rates on your platform.

Check swap rates before holding positions. UZFX — transparent swap rates, $10 minimum deposit.