A margin call happens when your account equity drops below the required margin level, signaling that you don’t have enough funds to maintain open positions.
How It Happens
- You open a position with leverage
- Price moves against you
- Equity drops below margin requirement
- Broker issues margin call (warning)
- If equity continues falling → Stop Out (auto-close)
Typical Thresholds
| Level | Action |
|---|---|
| 100% Margin Level | Margin call warning |
| 50% Margin Level | Stop out begins |
| 30% Margin Level | All positions closed |
How to Avoid Margin Calls
✅ Use proper position sizing (1-2% risk per trade) ✅ Set stop losses on every trade ✅ Don’t over-leverage ✅ Monitor your margin level regularly ✅ Keep extra funds in your account
Example
- Account: $5,000
- Open 1 lot with 1:100 leverage
- Used margin: $1,085
- 100-pip loss = $1,000
- Equity: $4,000
- Margin level: 369% (safe)
If loss reaches $4,500:
- Equity: $500
- Margin level: 46% → Stop Out triggered